Jain Anderson wrote:Moving into use is electronic 'money' (electrical accounting really). The convenience is even less burdensome than carrying a wallet with cash and change. Its also easier to 'exchange' – world wide! - by simply providing account numbers. Unfortunately, that account is subject to the whims of electricity as well as surveillance by 'authority' who oversees, approves and can REMOVE parts or all of the account without the account holder's permission.
So is the 'burden' of having and HOLDING ones assets personally greater than the 'convenience' of electronic accounting? Only each person, or participants in an exchange, can decide.
Rob Kaiser wrote:
elle sagenev wrote:Hey all,
We are currently teaching a Dave Ramsey class which has my mind on this topic. Plus my husband wants to quit his job because he hates it. We have no consumer debt. We DO have a mortgage which is on a 15 year mortgage and will be paid off early. How early kind of depends on our dedication at this point.
I think living debt free is the solution to most problems. I enjoy the extra money having no payments has given us.
Just wondering who else out there is doing it and such. Seems like a real permie thing, no debt.
I love stumbling across this topic. I decided to search for "Dave Ramsey" here in the forums and this was the first thread I came across. I've been a fan of Dave Ramsey's program for 10 years now. I attained debt freedom once, just before some medical expenses and the same old stupid thinking got me back into it again. After attending FPU personally a couple years ago, I've jumped back on the debt wagon again with gazelle intensity and am putting everything I can into getting out of debt...again - and planning on how to *stay* out for the rest of my life. I believe this is a *very* solid permaculture principle and often overlooked within our life planning. Look forward to reading all the replies here on this thread.