Anne Miller wrote:
When we bought our current home, I called our insurance agent to get a quote for the house. They ask me if I was in a wildfire zone. Luckily I was not. If I had been the insurance was going to be really high or maybe they would not even insure my house. The policy would have to go to an underwriter to be approved.
Some other things you might want to consider:
Also when buying raw land you need to find out if you will need to drill a well or hook up to a water supply company and buy a meter.
Also, the electric company charges by the foot to bring in electricity from the nearest electric line.
Then there is the cost to add a septic system.
When we bought our current property I looked at properties that had all of these already in place.
Timothy Markus wrote:Access and water are pretty key. For reference, I have to haul my water and I find I use about a gallon a day for drinking/cooking/cleaning and about two gallons every 3 days for washing and a quick shower. Now I haul serious water because I have about a gross of various birds.