Ficus species roots will grow far away from the tree, the drip line concept does not work for most trees, that is just the area of concentration of feeder roots in younger trees.
I have celeste and brown turkey and both species are only three years old and already have roots around 30 feet long (that I have measured).
Unfortunately there is no
fruit bearing tree that isn't going to end up messing with plumbing lines
underground, it is just part of what tree roots do, seek water sources.
What you can do is to yearly take out a square point spade and cut through the roots that are heading into those pipes, that will slow the prospects of damage.
Alternately you can make sure you have a clean out placed so you can yearly use a roto rooter device to remove invading roots from the pipe to keep the roots under control.
Redhawk