I think I found an insulation cure that maintains the monolithic structure of cob. I will be building this spring / summer if you would like to come by and see what I am up to. I will be using pumice instead of sand on the outer ⅔ of my upstate NY cob building project, and sand on the inner ⅓. In the model bricks I built and the model cob home I made with both sand and pumice, the bricks/ parts of the house made with pumice lasted through a whole wet and subzero winter on my back porch without disintegrating as the sand cob bricks did. So not only is pumice insulatetive it makes a stronger cob!
The only thing I have to work out before I break ground is the basement question. I will be doing
water collection from my roof, and because of our sub zero winters, I need to put the water collection tank indoors. I thought it would be cost and labor efficient to put it in a basement . However I have never seen a cob house basement. I do not see why I can not build a stem wall basment height 5'in the ground. But that is for another post probably... have to figure where to put the question.
Suzanne Cornell