I'm looking to get into content creation focusing on plans of things to build. I think I could do OK on what would amount to tips if it was a face-to-face interaction. I might have a set of plans and a YouTube video on building something and ask for $1. How can the $10 go from the consumer of the content to me without loosing a large percentage of it? The Brave browser and BAT crypto looks like it will be a good option - If it ever becomes common place. This has to be something that is easy for user otherwise they won't bother.
I use PayPal. I cut and pasted below. I’m not sure how you would send your link via text without your phone number showing up, but I’m low-tech, so it might be obvious, just not to me...
•Share your PayPal.Me link (paypal.me/YourName) with others, and they can send you money for any reason. They don't have to know your email address or mobile phone number, or even have the PayPal app. They can just tap on your link, go to your PayPal.Me, type in the amount, and send the money.
Strike appears to be the solution I was looking for. It uses the Bitcoin Lightning network on the back end and even a merchant account has very low fees, something in the 1%-2% range with no minimum like PayPal.
I was interested in what Paypal actually charges and it looks to me like, if you use a QR code to invoice your customer, and it's "10.00 USD and below", they take $.05 plus 2.4%. So you'd lose $.07 (or $.08?) on a $1 transaction. That surely adds up, but isn't as high as I was imagining.