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Understanding Kickstarter fees - for Canadians

 
master steward & author
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Can someone help translate this for me?

Kickstarter fee
5% of total funds raised
Payment processing fees
3% + CA$ 0.20 per pledge
Pledges under CA$ 10 have a discounted micropledge fee of 5% + CA$ 0.05 per pledge



So, if people pledge under $10, I have to pay extra fees?  

This looks different than when I set up my last KS.  
 
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Looks similar to what I agreed to in Australia. When it was all added together in the end it worked out to be 10% for all fees combined.
 
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